Skip to content

Price context2 min read6 Oct 2026

Three prices. Three different meanings.

An asking price, a completed transaction, and a valuation answer different questions.

An asking price is what a seller hopes to get. It is not a valuation and not a completed sale. Read more in the HDB resale price guide.

The asking price starts a conversation

Use asking prices to understand the choices currently on offer. Compare flat type, floor area, remaining lease, location and condition.

A living room with a sofa
A wide image card with a caption.

What to compare

  • Flat type and floor area
  • Remaining lease
  • Floor level and facing
  1. Shortlist comparable homes
  2. Check recent transactions
  3. Ask for the valuation after the Option to Purchase
A neighbourhood average can hide differences between flat types and leases.

Homes for sale in Tampines

See all

Transactions describe completed agreements

Registered resale prices are useful context for earlier agreements.

A gallery card with three images.

What is a Request for Value?

After the Option to Purchase is granted, buyers using CPF or a housing loan ask HDB to determine the value of the flat.

Price

What it tells you

Asking

What the seller hopes for

Transacted

What a past buyer paid

Valuation

What CPF and loans are based on

price_per_sqm = asking_price / floor_area

A code card.

HDB: Request for Value
How HDB determines the value used for CPF and loans.

An aside, or pull quote, set apart from the text.
Explore homes under $600k

The closing paragraph of the test article.

Keep reading